NIFTY24,173.050.84%
SENSEX77,664.001.09%
BANKNIFTY56,305.001.43%
NIFTY IT30,124.301.22%
PHARMA22,986.352.36%
AUTO25,828.102.35%
FMCG51,140.500.11%
METAL12,786.250.82%
REALTY788.651.83%
ENERGY39,996.750.25%
NIFTY24,173.050.84%
SENSEX77,664.001.09%
BANKNIFTY56,305.001.43%
NIFTY IT30,124.301.22%
PHARMA22,986.352.36%
AUTO25,828.102.35%
FMCG51,140.500.11%
METAL12,786.250.82%
REALTY788.651.83%
ENERGY39,996.750.25%

Side-by-Side Compare Table

CategoryICICIdirectINDmoney
Basic Details
  • Broker Type: Full-service broker (ICICI Group)
  • Founded: 1995 (ICICIdirect platform legacy)
  • Broker Type: Digital broker and finance super-app model
  • Founded: 2019
Charges & AMC
  • Account Opening: Rs 0 (as listed)
  • Demat AMC: Rs 700 per annum (individual account)
  • Account Opening: Rs 0
  • Demat AMC: Rs 0 (lifetime in listed offer)
Brokerage
  • Brokerage is plan based (Prime plans and MoneySaver).
  • Prime plan examples range by subscription slab.
  • Equity Delivery: 0.05% or Rs 20, whichever is lower
  • Equity Intraday: 0.05% or Rs 20, whichever is lower (minimum Rs 2)
Other Charges
  • Call and trade charges apply (listed as Rs 50 per order in extract).
  • Demat debit and operational charges apply per schedule.
  • Minimum brokerage floor in some segments (for example Rs 2).
  • Pledge/unpledge fee per request applies.
Leverage (Margin)
  • Intraday equity margin can go up to around 5x on eligible stocks.
  • Delivery and carry-forward generally follow full margin norms.
  • Margin wallet boost/MTF style offerings highlighted in source promotions.
  • Exact leverage depends on product, eligibility, and risk policy.
Features
  • Integrated 3-in-1 account (bank + trading + Demat).
  • Strong brand trust and branch-assisted model.
  • Unified money tracking plus investing app.
  • Indian and US investing from one account ecosystem.
Trading Platforms
  • ICICIdirect.com website
  • ICICIdirect mobile app
  • INDmoney app
  • INDstocks app
Reviews & Ratings
  • Viewed as feature-rich and trusted for integrated banking workflow.
  • In this source extract, no final single overall numeric rating table is shown.
  • Positioned as a fast-growing digital-first wealth app.
  • In this extracted snapshot, no single consolidated numeric overall rating is listed.
Investment Options
  • Equity and derivatives
  • IPO, mutual funds, bonds, NCDs
  • Indian stocks and ETFs
  • US stocks and ETFs
Order Types Offered
  • Standard market/limit execution flows
  • VTC/GTC-style functionality referenced in source context
  • Standard order workflows for delivery and intraday.
  • Basket and options-chain based execution support in platform flow.
Suitable For (Investor Type)
  • Investors wanting 3-in-1 integration and branch support.
  • Users preferring broader product coverage over pure discount pricing.
  • Users seeking one app for India + US investing.
  • Mobile-first investors who want finance tracking and execution together.
Pros and Cons
  • Pros:
  • Robust integrated banking-broking setup.
  • Pros:
  • Zero opening and AMC in listed offers.

Detailed Comparison

Basic Details

ICICIdirectINDmoney
  • Broker Type: Full-service broker (ICICI Group)
  • Founded: 1995 (ICICIdirect platform legacy)
  • SEBI Registration: INZ000183631
  • NSE Member Code: 07730
  • Net Worth: Rs 4581.84 Cr
  • Broker Type: Digital broker and finance super-app model
  • Founded: 2019
  • SEBI Registration: Investment advisor registration noted; broking through exchange memberships
  • Exchanges Mentioned: NSE, BSE, BSE Star MF membership context
  • Product Focus: Indian + US market access from one app

Charges & AMC

ICICIdirectINDmoney
  • Account Opening: Rs 0 (as listed)
  • Demat AMC: Rs 700 per annum (individual account)
  • Demat debit charge and call-and-trade charges apply
  • Account Opening: Rs 0
  • Demat AMC: Rs 0 (lifetime in listed offer)
  • Account model: 2-in-1 (trading + Demat)

Brokerage

ICICIdirectINDmoney
  • Brokerage is plan based (Prime plans and MoneySaver).
  • Prime plan examples range by subscription slab.
  • MoneySaver example: Delivery 0.29%, Intraday/Futures 0.029%, Options Rs 49 per lot.
  • Equity Delivery: 0.05% or Rs 20, whichever is lower
  • Equity Intraday: 0.05% or Rs 20, whichever is lower (minimum Rs 2)
  • Equity Futures: Rs 20 per order
  • Equity Options: Rs 20 per order
  • US Stocks (global access): 0.25% per transaction, max $25

Other Charges

ICICIdirectINDmoney
  • Call and trade charges apply (listed as Rs 50 per order in extract).
  • Demat debit and operational charges apply per schedule.
  • Standard statutory charges apply separately.
  • Minimum brokerage floor in some segments (for example Rs 2).
  • Pledge/unpledge fee per request applies.
  • Statutory and exchange charges apply where relevant.

Leverage (Margin)

ICICIdirectINDmoney
  • Intraday equity margin can go up to around 5x on eligible stocks.
  • Delivery and carry-forward generally follow full margin norms.
  • Margin wallet boost/MTF style offerings highlighted in source promotions.
  • Exact leverage depends on product, eligibility, and risk policy.

Features

ICICIdirectINDmoney
  • Integrated 3-in-1 account (bank + trading + Demat).
  • Strong brand trust and branch-assisted model.
  • Research and multi-product investing workflows.
  • Unified money tracking plus investing app.
  • Indian and US investing from one account ecosystem.
  • Family finance tracking and planning support.
  • Dedicated INDstocks app for active trading workflows.

Trading Platforms

ICICIdirectINDmoney
  • ICICIdirect.com website
  • ICICIdirect mobile app
  • INDmoney app
  • INDstocks app
  • Web onboarding and account management flow

Reviews & Ratings

ICICIdirectINDmoney
  • Viewed as feature-rich and trusted for integrated banking workflow.
  • In this source extract, no final single overall numeric rating table is shown.
  • Positioned as a fast-growing digital-first wealth app.
  • In this extracted snapshot, no single consolidated numeric overall rating is listed.

Investment Options

ICICIdirectINDmoney
  • Equity and derivatives
  • IPO, mutual funds, bonds, NCDs
  • Commodities
  • Insurance and other wealth products
  • Indian stocks and ETFs
  • US stocks and ETFs
  • Mutual funds
  • IPO
  • F&O (equity)
  • NPS and fixed deposits

Order Types Offered

ICICIdirectINDmoney
  • Standard market/limit execution flows
  • VTC/GTC-style functionality referenced in source context
  • Delivery, intraday, and derivatives order flows
  • Standard order workflows for delivery and intraday.
  • Basket and options-chain based execution support in platform flow.

Suitable For (Investor Type)

ICICIdirectINDmoney
  • Investors wanting 3-in-1 integration and branch support.
  • Users preferring broader product coverage over pure discount pricing.
  • ICICI ecosystem customers who value seamless account linkage.
  • Users seeking one app for India + US investing.
  • Mobile-first investors who want finance tracking and execution together.
  • Retail users looking for low entry-cost onboarding.

Pros and Cons

ICICIdirectINDmoney
  • Pros:
  • Robust integrated banking-broking setup.
  • Broad product basket and research availability.
  • Strong brand and support infrastructure.
  • Cons:
  • Brokerage can be high versus discount peers without optimized plan selection.
  • Charges and plan structure can feel complex for new users.
  • Pros:
  • Zero opening and AMC in listed offers.
  • Broad multi-asset coverage including US stocks.
  • Strong app-led convenience features.
  • Cons:
  • No classic 3-in-1 bank integration model.
  • Currency and commodity F&O availability is limited in the referenced snapshot.

Final Note

Use this side-by-side comparison as a starting point and verify the latest brokerage and compliance details on official broker pages before taking decisions.

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