NIFTY24,173.050.84%
SENSEX77,664.001.09%
BANKNIFTY56,305.001.43%
NIFTY IT30,124.301.22%
PHARMA22,986.352.36%
AUTO25,828.102.35%
FMCG51,140.500.11%
METAL12,786.250.82%
REALTY788.651.83%
ENERGY39,996.750.25%
NIFTY24,173.050.84%
SENSEX77,664.001.09%
BANKNIFTY56,305.001.43%
NIFTY IT30,124.301.22%
PHARMA22,986.352.36%
AUTO25,828.102.35%
FMCG51,140.500.11%
METAL12,786.250.82%
REALTY788.651.83%
ENERGY39,996.750.25%

Side-by-Side Compare Table

CategoryPaytm Money5paisa
Basic Details
  • Broker Type: Digital-first discount-style broker and wealth platform
  • Founded: 2017
  • Broker Type: Discount broker
  • Founded: 2016 (5paisa Capital Ltd under IIFL promoter group)
Charges & AMC
  • Account opening is shown as digital and low-cost (source also references Rs 200 in one section).
  • Maintenance charges are positioned as low/zero in key offers.
  • Account Opening: Rs 0
  • Trading AMC: Included in account structure
Brokerage
  • Equity Delivery: Rs 20 or 2.5% (whichever is lower)
  • Equity Intraday: Rs 20 or 0.05% (whichever is lower)
  • Equity Delivery: Rs 20 per trade
  • Equity Intraday: Rs 20 per trade
Other Charges
  • Auto square-off charge listed (Rs 50).
  • Physical statement and courier fees can apply on request.
  • Fund transfer charges may apply by mode (for example net banking fee in some cases).
  • Statutory charges apply separately: STT, exchange charges, GST, SEBI charges, stamp duty.
Leverage (Margin)
  • Margin funding and MTF support are available in product positioning.
  • Actual leverage depends on segment and risk policies.
  • Margin Trading Facility available via 5paisa Pay Later.
  • MTF funding slabs available with different daily interest rates.
Features
  • Strong mutual fund and wealth app roots.
  • GTT, GTC, CO, BO, and basket order support referenced.
  • Flat-fee structure across segments.
  • One app for stocks, derivatives, mutual funds, ETFs, and bonds.
Trading Platforms
  • Paytm Money mobile app
  • Paytm Money web platform
  • 5paisa Mobile App
  • 5paisa Web / Trader Station
Reviews & Ratings
  • Positioned as low-cost, digital-first platform with large user base.
  • Source extract includes ratings section heading but not a full visible numeric table in this slice.
  • Positioned as a low-cost broker for active retail users.
  • In this source snapshot, no single consolidated numeric overall rating is highlighted.
Investment Options
  • Equity and F&O
  • Mutual funds and SIP
  • Equity
  • F&O
Order Types Offered
  • GTT and GTC
  • CO and BO
  • Regular market orders
  • Delivery and intraday order flows
Suitable For (Investor Type)
  • App-first investors and traders seeking all-digital flow.
  • Users wanting combined mutual fund plus stock execution.
  • Cost-conscious traders who prefer flat brokerage.
  • Users who want one platform for trading and investing products.
Pros and Cons
  • Pros:
  • Broad digital investing stack with useful advanced order features.
  • Pros:
  • Flat Rs 20 pricing model.

Detailed Comparison

Basic Details

Paytm Money5paisa
  • Broker Type: Digital-first discount-style broker and wealth platform
  • Founded: 2017
  • SEBI Registration: INZ000240532
  • NSE Member Code: 90165
  • Net Worth: Rs 383.59 Cr
  • Broker Type: Discount broker
  • Founded: 2016 (5paisa Capital Ltd under IIFL promoter group)
  • SEBI Registration: INZ000010231
  • NSE Member Code: 14300
  • Net Worth: Rs 543.53 Cr

Charges & AMC

Paytm Money5paisa
  • Account opening is shown as digital and low-cost (source also references Rs 200 in one section).
  • Maintenance charges are positioned as low/zero in key offers.
  • No branch-led offline opening model.
  • Account Opening: Rs 0
  • Trading AMC: Included in account structure
  • Demat AMC: Rs 300 yearly (often billed quarterly)
  • DP Sell Transaction: Rs 20 per scrip (sell side)

Brokerage

Paytm Money5paisa
  • Equity Delivery: Rs 20 or 2.5% (whichever is lower)
  • Equity Intraday: Rs 20 or 0.05% (whichever is lower)
  • Equity Futures: 0.02% or up to Rs 20 per order
  • Equity Options: Rs 20 per order
  • Equity Delivery: Rs 20 per trade
  • Equity Intraday: Rs 20 per trade
  • Equity Futures: Rs 20 per trade
  • Equity Options: Rs 20 per trade
  • Commodity/Currency: Rs 20 per trade across listed segments

Other Charges

Paytm Money5paisa
  • Auto square-off charge listed (Rs 50).
  • Physical statement and courier fees can apply on request.
  • Usual statutory and exchange charges apply.
  • Fund transfer charges may apply by mode (for example net banking fee in some cases).
  • Statutory charges apply separately: STT, exchange charges, GST, SEBI charges, stamp duty.

Leverage (Margin)

Paytm Money5paisa
  • Margin funding and MTF support are available in product positioning.
  • Actual leverage depends on segment and risk policies.
  • Margin Trading Facility available via 5paisa Pay Later.
  • MTF funding slabs available with different daily interest rates.
  • Up to around 4x leverage on approved MTF securities.

Features

Paytm Money5paisa
  • Strong mutual fund and wealth app roots.
  • GTT, GTC, CO, BO, and basket order support referenced.
  • Advisory and market education content ecosystem.
  • Flat-fee structure across segments.
  • One app for stocks, derivatives, mutual funds, ETFs, and bonds.
  • Paperless account opening.
  • Tools like FnO 360 and trading research utilities.

Trading Platforms

Paytm Money5paisa
  • Paytm Money mobile app
  • Paytm Money web platform
  • 5paisa Mobile App
  • 5paisa Web / Trader Station
  • 5paisa Trade Terminal (desktop)

Reviews & Ratings

Paytm Money5paisa
  • Positioned as low-cost, digital-first platform with large user base.
  • Source extract includes ratings section heading but not a full visible numeric table in this slice.
  • Positioned as a low-cost broker for active retail users.
  • In this source snapshot, no single consolidated numeric overall rating is highlighted.

Investment Options

Paytm Money5paisa
  • Equity and F&O
  • Mutual funds and SIP
  • IPO and ETFs
  • Bonds and NPS
  • Equity
  • F&O
  • Currency
  • Commodities
  • Mutual Funds (including direct plans)
  • ETFs and Bonds

Order Types Offered

Paytm Money5paisa
  • GTT and GTC
  • CO and BO
  • Basket orders
  • Standard market and limit order workflows
  • Regular market orders
  • Delivery and intraday order flows
  • Derivatives order support through app/web/terminal

Suitable For (Investor Type)

Paytm Money5paisa
  • App-first investors and traders seeking all-digital flow.
  • Users wanting combined mutual fund plus stock execution.
  • Retail traders who use advanced order types.
  • Cost-conscious traders who prefer flat brokerage.
  • Users who want one platform for trading and investing products.
  • Traders who need desktop plus mobile workflow.

Pros and Cons

Paytm Money5paisa
  • Pros:
  • Broad digital investing stack with useful advanced order features.
  • Low-cost brokerage cap structure.
  • Strong integration with investor education and content.
  • Cons:
  • No branch-support model for offline users.
  • Account opening and fee terms can vary by campaign and segment.
  • Pros:
  • Flat Rs 20 pricing model.
  • Wide product coverage in one account.
  • Multiple trading platforms and paperless onboarding.
  • Cons:
  • Some payment and operational charges can apply depending on usage mode.
  • Full-service advisory depth is lower than many traditional full-service brokers.

Final Note

Use this side-by-side comparison as a starting point and verify the latest brokerage and compliance details on official broker pages before taking decisions.

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